Build and scale a digital finance platform with digital banking, payments, wallets, cards, KYC/KYB, and crypto infrastructure through a modular white-label solution designed for modern financial services.
Projected global digital finance market size by 2028 (47.5% CAGR)
Typical deployment timeline for a fully functional digital finance platform
End-to-end infrastructure covering financial services, payments, cards, and compliance
Supported alongside fiat currencies within a unified platform
Modern digital finance platforms need integrated infrastructure. Artha Fintech provides a unified white-label platform for fiat and digital assets.
| Layer | Capabilities | ArthaFintech Module |
|---|---|---|
| Identity & Onboarding | KYC, KYB, AML screening, liveness detection, risk scoring, automated onboarding workflows | KYC / KYB Engine |
| Accounts & Core Banking | Multi-currency accounts, general ledger, account hierarchy, interest logic, role-based access control | BaaS Core Banking |
| Payments Infrastructure | SWIFT, SEPA, ACH, real-time payment rails, FX conversion, reconciliation, global payouts | Payments Module |
| Card Issuing | Card network issuing, physical & virtual cards, tokenization, Apple Pay & Google Pay, spend controls | Card Issuance Platform |
| Digital Asset Infrastructure | Crypto wallets, custody integration, exchange, stablecoin payments, FATF Travel Rule compliance | Crypto Wallet & Exchange |
Artha FinTech provides compliant digital finance infrastructure for fintech platforms to manage fiat, crypto, and stablecoin operations within a unified ecosystem.
Align your digital finance platform with the right modules, licensing model, and regulatory strategy from day one.
Configure accounts, transactions, and apply your brand across apps, cards, and dashboards for a consistent digital finance experience.
Set up KYC, AML, payment rails, and card issuing systems to build a fully compliant financial ecosystem.
Complete UAT, security testing, and launch with dedicated support — go live with a production-ready digital finance platform.
ArthaFinTech’s digital finance platform supports multiple business models, including digital banking platforms, embedded finance solutions, payment providers, MSBs, crypto businesses, and enterprise financial ecosystems.
Artha FinTech enables telcos to launch branded financial platforms with payments, wallets, and cards instantly.
Artha FinTech helps MSBs add multi-currency wallets, card programmes, and payments without rebuilding existing systems.
| Launch Model | Who It's For | Licence Required | Time to Market | Includes |
|---|---|---|---|---|
| Full Licensed Digital Finance Platform | Companies with or applying for an EMI or financial licence | Yes (EMI, financial, or VASP) | 2–4 weeks (platform) + licence timeline | All 6 modules, full regulatory stack, dedicated compliance team |
| BaaS-Powered Digital Finance Platform | Fintechs launching under their own licence | No (API, white-labelled) | 2–4 weeks end-to-end | Financial infrastructure, KYC, payments, cards — crypto available as add-on |
| Crypto-Native Digital Finance Platform | Crypto exchanges, VASPs, Web3 companies adding financial services | VASP licence required | 3–5 weeks | Full crypto stack + fiat rails, FATF Travel Rule, exchange, cards |
| Embedded Finance | Non-bank enterprises adding financial products | No (API-only, white-labelled) | 1–2 weeks | Select modules via API: wallets, payments, KYC only |
Find quick solutions and helpful tips for using artha. We’ve compiled answers to the most frequently asked questions right here.
Digital finance platforms benefit from modern financial infrastructure that streamlines compliance processes, payment operations, and customer onboarding workflows. Integrated APIs, transaction monitoring, multi-currency capabilities, and scalable financial systems help improve operational efficiency, compliance readiness, and platform scalability.
ArthaFintech provides scalable infrastructure to improve customer experience and transaction efficiency. Advanced fintech infrastructure supports multi-currency operations, secure transactions, and embedded finance — enabling faster deployment and better customer experiences.
Financial platforms streamline customer experience and transaction efficiency through digital onboarding, transaction monitoring, and scalable API connectivity — supporting long-term fintech growth and regulatory readiness.
Limited onboarding slots available. Book your architecture review and get a personalised go-live plan within 48 hours.
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