What a Web3 Development Company Actually Does
September 10, 2026
3:39 pm
Artha Fintech’s modular white-label platform lets fintechs launch branded crypto and fiat products wallets, card programs, payments, KYC, and On/Off Ramp
From contract to live platform
Modules integrated into one platform
Integrated with our Fintech Solution
PCI DSS • ISO 27001 • GDPR • SOC 2
Tell us what you’re building. A full-stack financial product? A stablecoin wallet with cards? An exchange with fiat on-ramps? We’ll configure the exact modules you need and spin up your white-label environment.
Upload your brand assets. Customize the UI. Set your fee structures, transaction limits, and compliance rules. Our team handles the technical configuration while you focus on your go-to-market.
Launch under your brand with full regulatory support. Your customers onboard through your KYC flow, fund their wallets, and start transacting — all on day one. We handle the infrastructure. You handle the growth
Fiat works, but USDC stays stuck on the roadmap for years.
Wallets and custody yes, but no cards, fiat accounts, or payment rails.
Fragmented stacks mean complex integrations and zero accountability.
GENIUS Act, MiCA, and VARA make multi-vendor compliance overwhelming.
Pick what you need today. Add more as you grow. Every module works together out of the box.
Move money globally through SEPA, SWIFT, and local payment rails. Or settle instantly through stablecoin rails at a fraction of the cost. Multi-rail payment orchestration that picks the fastest, cheapest route automatically.
Let your users use their digital asset balances for real-world spending at merchants worldwide. Enable branded cards — issued by our licensed card program partners and linked to crypto or fiat balances — with card spending settled through the card network. Apple Pay and Google Pay supported. Generate interchange revenue every time your card is swiped.
Financial Infrastructure (Accounts and Ledger) — Multi-currency fiat accounts, real-time transaction processing, and open banking APIs. Powered by licensed baas partners instead of infrastructure
Give your users institutional-grade crypto custody under YOUR brand. Multi-currency wallets (BTC, ETH, USDT, USDC and etc …) backed by MPC technology from stable & crypto wallets. Real-time portfolio tracking, P2P transfers, and QR payments all white-labelled to your identity.
Turn your platform into a crypto revenue engine. White-label exchange with deep liquidity from Binance, Kraken, crypto.com, and still man. Frictionless fiat on/off ramps, FATF Travel Rule compliance, and a 1% spread model that generates revenue from day one. Your branded exchange — live in 2 weeks.
Onboard 5,000+ customers per day without a compliance team. Automated KYC/KYB with SumSub & Persona integration cuts onboarding time from 72 hours to under 3 minutes. AML screening, risk scoring, and audit trails built in — meet FATF, MiCA, and GDPR requirements out of the box.
Require some custom functionality? Our expert team will build any additional features for you.
Review how Artha can be implemented to cover different use cases and explore the key advantages of building with our platform on the Artha Benefits page.
38% of funded fintechs fail before reaching product-market fit — most burning 65%+ of seed capital on commoditised infrastructure that adds zero differentiation. Artha Fintech’s modular SaaS-to-Own platform lets startups launch with a single module in 3–4 weeks, activate more as they grow, and transition to full source code ownership at scale redirecting capital from plumbing to growth.
Building a digital finance platform from scratch demands 18–24 months, 30+ engineers, and $2M–$5M in capital — before a single customer is onboarded. Industry data shows 70% of platforms cite slow time-to-market as a primary cause of failure. Artha Fintech compresses the entire cycle to 3–4 weeks, delivering a production-ready stack with KYC, crypto wallets, card programs, and a fiat/crypto exchange — live and generating revenue from day one
In the Web3 era, crypto and traditional finance are converging — yet most platforms stitch together 5–7 vendors for KYC, cards, fiat, and compliance, creating margin erosion of up to 40%. Artha Fintech natively unifies both in a single deployable product — VASP-compliant, MPC-secured, with branded card programs and deep liquidity exchange built in from day one
Traditional remittance takes 3–5 days and costs 4–6% — the World Bank estimates hitting the UN’s 3% target would save migrant workers $16 billion annually. Artha Fintech’s stablecoin rails replace that entirely: fiat on-ramp, instant cross-border transfer, fiat off-ramp — settling in under 60 seconds, at up to 80% lower cost, 24/7, with FATF Travel Rule compliance built in
Most treasury platforms still lack crypto support — yet digital asset adoption in corporate finance is accelerating. Artha Fintech’s Corporate Treasury module unifies fiat and crypto in one ledger, with automated sweeping, multi-signatory controls, and ERP integrations (SAP, Oracle, NetSuite) — cutting reconciliation by up to 80% and enabling same-day close.
The next competitive frontier for marketplaces is embedded finance. Long payout cycles and high cross-border fees drive seller churn as high as 30% — Artha Fintech solves this by embedding branded wallets, instant settlements, and stablecoin-powered payouts directly into your platform. Tap into a projected $230 billion market, cut seller churn by up to 40%, and turn financial friction into a high-margin revenue stream
Full-stack fiat and stablecoin financial services live in 3–4 weeks, no 18-month build cycles.
Activate only the modules you need, modular by architecture, not afterthought.
Add fiat accounts, card programs, and payment rails under your own brand instantly.
Replace correspondent banking with stablecoin settlement days to seconds, costs down 80%.
Find quick solutions and helpful tips for using artha. We’ve compiled
answers to the most frequently asked questions right here.
Pre-built, brandable financial infrastructure accounts, cards, payments, wallets and KYC that you launch under your own brand without building the technology or holding every licence in-house.
Most branded platforms go live in 3–4 weeks (a single module in as little as ~10 business days),depending on the modules and region you choose.
Yes. Artha Fintech delivers enterprise-grade compliance:
Your platform inherits these controls automatically.
BaaS provides the underlying banking rails via API; a white-label platform adds the full branded product layer UI, wallets, cards, KYC and orchestration so you launch a finished product, not
just connect to rails.
Yes. While Artha is pre-integrated with 30+ providers, Enterprise clients can bring their own financial partners, custody vendors, liquidity sources, and payment processors. Our API-first architecture fully supports hybrid setups.
Pricing combines a one-time setup fee (white-label deployment, branding, compliance configuration)
and a monthly fee covering your chosen modules, hosting, SLAs, APIs and support. See the pricing
page for plans.
Your monthly fee includes all modules under your chosen plan—Wallets, KYC/KYB, Cards (Startup), and On/Off Ramp, BaaS, Payments (Scale Up & Enterprise). It also covers hosting, uptime SLAs, admin console, API access, maintenance, and support.
For teams that want to go deeper. RESTful APIs. SDKs in 8 languages. Interactive sandbox. Build a custom financial product on top of our infrastructure. Interested in partnering with Artha? Join our Affiliate Program and grow with our fintech ecosystem.
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