Buy the Rails Build the Brand

Build vs Buy
Fintech Infrastructure

Discover the true cost of building digital banking, payments, cards, wallets, KYC/KYB, and crypto infrastructure from scratch versus launching with Artha Fintech.

Build vs Buy

What it really costs to build

Set your team size, salary, and timeline. See your in-house build cost next to Artha — most teams save 90%+ in year one.

In-house build
(Year 1)
$4M
Artha Fintech
(Year 1)
$194K
95%
14 months faster
Email Me the Cost Model →

Pricing examples are provided for illustration only. Actual costs depend on selected products, integrations, compliance requirements, and deployment scope.

View current platform pricing →
Clients

Trusted by licensed institutions

Rapidz, Paybase, SmashPay, Fortex and 12+ fintechs already run on Artha.

Trusted by fintech builders worldwide

From fintech startups to established financial institutions, organizations use Artha's infrastructure to accelerate product launches and reduce development complexity — going live in weeks instead of months.

ROI Calculator

See what launching early is worth

Enter your expected monthly revenue and how many months sooner you'd launch. See the revenue you capture by going live in weeks, not months.

Plus interchange on every card swipe and a spread on every on/off-ramp transaction.

$3.3M
in revenue captured earlier by launching in weeks
See Your ROI in a Demo →
Solutions

One platform. Six modules.

Pick what you need today, add more as you grow.

Open Banking (BaaS)

Multi-currency accounts & IBANs under your brand.

Cards

Branded crypto & fiat cards — earn interchange.

Global Payments

SEPA, SWIFT, local rails & stablecoins.

Wallets

MPC-secured crypto wallets, white-labeled.

On/Off Ramp

Branded exchange — revenue from day one.

KYC/KYB

Onboard customers in under 3 minutes.

FAQs

Frequently asked questions

See your platform live in 3–4 weeks

Tell us what you're building. In 30 minutes we'll map your modules and give you a real timeline and quote.

Our team will contact you within 1 business day to schedule your demo.

Thank you!

Our team will reach out to schedule your personalized demo.