The Complete Fintech Infrastructure Stack - In One Platform.

Artha Fintech’s modular white-label platform lets fintechs launch branded crypto and fiat products — wallets, card programs, payments, KYC, and On/Off Ramp

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one business day.

Clients

Launch a Global Crypto Banking
Platform in Weeks

3-4 Weeks

From contract to live platform

200+ APIs

Pre-built, documented, tested 

6 Modules

KYC, Wallet, Exchange, Cards, BaaS, Payments 

4 Standards

PCI DSS • ISO 27001 • GDPR • SOC 2

One Stack

Every Financial Capability

Welcome to Artha Fintech FAQ section. Here you’ll find answers to the most commonly asked

questions about our platform, services, and offerings. 

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Open Banking (Baas)

Multi-currency accounts, real-time ledger, and open banking APIs built for regulator scrutiny. 

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Cards

Branded physical and virtual card issuance with full spend controls and contactless payments. 

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Wallets & Custody

Multi-currency fiat and crypto wallets with institutional-grade MPC custody included

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Global Payments

Global pay-ins, payouts, stablecoin settlement, and contactless transactions across 50+ rails. 

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ON/Off Ramp

Branded buy/sell/swap functionality with built-in liquidity and FATF Travel Rule compliance. 

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KYC / KYB & Compliance

Identity verification, AML/CFT screening, transaction monitoring, and regulatory tooling — all built in. 

Six Reasons Founders Pick Us Over the Alternatives

Weeks Not Months

Cards launch in 1–2 weeks, while digital finance platforms go live in 3–4 weeks. Most providers take 6–18 months. Fast, scalable, and deployment-ready.

Modular by Design

Activate one module or all six. No forced bundling, no rip-and-replace migrations. Pay for what you use.

Native Fiat-Crypto Unification

The only white-label platform where fiat and crypto operate on one ledger — not bolted-on integrations.

Compliance-First Architecture

SOC 1, SOC 2, PCI-DSS, GDPR, AML/CFT, FATF Travel Rule. Audit-ready from day one.

Fully White-Label

Your brand, your domain, your customer experience. Artha operates invisibly in the background.

Hybrid & Replaceable

Bring your own custody, liquidity, KYC vendor, BaaS, or payment processor. We integrate; we don't lock in.

Six reasons founders choose white-label

From Contract to

Live in Weeks

Different products, different timelines. Both far faster than building from scratch.
Discovery & License Review

Banking license alignment, jurisdiction scoping, KYB.

Branding & Configuration

Open to your customers on regulated infrastructure.

UAT & Compliance Walkthrough

Sandbox testing, team training, regulatory readiness check.

Go Live

Open to your customers on regulated infrastructure.

Discovery & License Review

Banking license alignment, jurisdiction scoping, KYB.

Branding & Configuration

Apply your brand to app, web, and cards.
Configuremodules.
Open  your are customers  infrastructure.

UAT & Compliance Walkthrough

Sandbox testing, team training, regulatory readiness check.

Go Live

Open to your customers on regulated infrastructure.

Transparent pricing

Zero hidden fees

Starter

18,000 $ One time setup
  • All startup features
  • SaaS fee $1,800/ month
  • kyc & kyb
  • Wallets
  • cards
  • Launch in 1-2 Weeks
  • Logo + stylesheet + custom domain
  • Web App + Admin Console

Growth (Most Popular)

45,000 $ One time setup
  • SaaS fee $4,500/ month
  • All features in starter package
  • Crypto Cards, BaaS, On/Off Ramp & Payments
  • Launch in 3-4 Weeks
  • Full white-label branding
  • Priority support
  • Web App + Admin Console
  • Included (iOS + Android)

What Founders Ask Before Signing

Welcome to Artha Fintech FAQ section. Here you’ll find answers to the most commonly asked

questions about our platform, services, and offerings. 

How fast can I really launch?

Card and payment programs can typically launch within 1–2 weeks, while full fintech platforms may take 2–4 weeks depending on compliance, integrations, and licensing requirements. Timelines vary by region and use case.

Depending on your business model, you may require a banking, EMI, or e-money license in your target jurisdiction. Artha FinTech can integrate with your existing licensed partners or guide you through compliance and regulatory requirements across regions like Singapore, EU, UK, and UAE. Certain card, wallet, and payment solutions can also operate without a full banking license.

Yes — your customers see your brand on the mobile app, web app, cards, statements, notifications, and customer support touchpoints. Artha operates invisibly in the background. 

You start as a SaaS subscriber to launch fast and lean. As you scale and prove your business model, Enterprise customers can transition to full source code ownership, host the platform on their own private cloud, and operate it on their own terms. We’re the only white-label fintech provider offering this transition path. 

Yes — Enterprise tier supports hybrid configurations. Bring your own custody provider, liquidity, KYC vendor, BaaS, or payment processor. We integrate with what you already have; we don’t lock you in. 

SOC 1, SOC 2 Type II, PCI-DSS, ISO 27001, GDPR, AML/CFT, FATF Travel Rule, and MSB licensing in applicable jurisdictions. Full audit reports available under NDA. 

Ready to Launch Your Fintech?

Skip the years of building, the layers of vendors, and the regulatory headaches. Get a guided
walkthrough from a team that has done this hundreds of times.
 

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Thank You For Your Interest
In Our Digital Bank
White-Label Solution

Our team will review your details and contact you shortly to schedule a personalized demo.

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Thank You For Your Interest In Our Digital Bank White-Label Solution

Our team will review your details and contact you shortly to schedule a personalized demo.

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